Both ingest carrier commission statements and surface under- or unpaid commission.
Fintary pairs reconciliation with a full agent-payout engine across multiple lines. CommissionSight stays focused on the money the carrier owes you and the health of your book — adding a Medicare CMS owed engine and a developer surface (typed SDKs + CLI + webhooks) Fintary doesn’t advertise.
Credit where it’s due — these are real strengths. The question is which job you’re solving.
| Capability | CommissionSight | Fintary |
|---|---|---|
| Member-level book health | Every member scored green / yellow / red each period — attrition (MoM/QoQ/YoY), drops, and reappearances | Not advertised |
| Carrier-agnostic by config | Any carrier from a single sample statement — a JSON mapping, no code, no waiting on a vendor | AI extraction from any carrier format |
| Commission owed (expected vs. actual) | To the member, with an honest coverage % of the book — and graded health schedules (premium-banded tiers, PMPM, first-year vs. renewal, production bonuses), not just a flat percentage | Expected vs. actual reconciliation |
| Medicare CMS owed engine | CMS rate tables by region × initial/renewal, with RDE clawbacks, vesting, and per-state caps — owed works day-one from the published CMS maximums, and over-the-cap pay is flagged as a compliance exposure | Not advertised |
| Chargeback tracing | Each clawback traced to the original payout it reverses — period, amount, and source file | Real-time chargeback monitoring |
| Developer surface | REST API + typed SDKs (TypeScript, Python, C#) + native CLI + signed webhooks | Custom APIs (no public SDK or CLI advertised) |
| Data isolation | Each account’s data in its own isolated, encrypted database — never co-mingled | Not stated publicly |
| Agent hierarchy / splits / payroll | On the roadmap (Exploring) — and only ever as a layer on top of reconciled, owed-aware numbers | Yes — built-in hierarchy, splits & overrides |
“Not advertised / not stated publicly” means we couldn’t confirm it on Fintary’s public site — not that it can’t be done. Comparison reflects each product’s public website as of June 2026, and our reading of what it does. Products change — found something out of date? Email hello@commissionsight.com and we’ll fix it.
Commission owed computed against CMS rate tables by region and initial/renewal — with RDE clawbacks, vesting, and per-state caps — not a flat percentage.
Every member scored green / yellow / red month over month, with attrition, drops, and reappearances — so you audit the health of the book, not just reconcile a payment.
A documented REST API plus typed SDKs in TypeScript, Python, and C#, a native CLI, and signed webhooks — the whole surface, ready to embed.
Onboard any carrier from a single sample statement with a JSON mapping — no code, no waiting on a vendor to add it.
Yes. Both ingest carrier statements and flag under- or unpaid commission. CommissionSight focuses on reconciliation plus member-level book health and a Medicare CMS owed engine, and exposes a full API, typed SDKs, and CLI; Fintary bundles a broader agent-payout engine across more lines of business.
Agent hierarchy and splits are on our roadmap (Exploring), framed as a layer on top of reconciled, owed-aware numbers. Today CommissionSight focuses on finding the money carriers owe you and auditing book health.
Upload a few carrier statements and watch CommissionSight score every member and surface what you’re owed — in minutes, nothing stored.