Where CommissionSight is headed. These are directions we're committed to — shaped with the agencies and operators who use it every day, not dated promises.
Now live. Every answer is produced by a frontier AI model — for every account, no setup. The assistant is fluent in all fifteen reports (chargebacks, gaps, scorecards, attrition, renewal forecasts, book value, and more), streams its work in real time, remembers your conversations across sessions, and “Investigate deeper” runs a genuine multi-step analysis with a visible trace. Prefer your own provider? Bring-your-own-key is now enabled for everyone.
Now live. Major-medical rate schedules go beyond a flat percentage — premium-banded tiers (graded comp and a PMPM that steps by PEPM), a first-year-vs-renewal split, and a production-bonus override on top — set in a structured editor, no spreadsheets. Owed is figured per member, the way real group and individual health comp is actually paid.
Now live. Medicare Advantage / Part D owed computes immediately from the published CMS broker-compensation maximums — before you enter a single rate — and flags any commission paid above the CMS maximum as a recoupment / compliance exposure. Confirm your contracted rate to make the estimate exact.
Now live. Upload your active-member roster and we compare it to who the carrier actually paid — surfacing the members they never paid you for and the estimated recoverable, grounded in what similar members were paid. Reconciled in memory; your roster is never stored.
Now live. Rank your carriers worst-grade-first on reliability (a statement every active month) and cleanliness, with owed, chargebacks, and drop rate alongside — so you know who to lean on and who to chase.
Now live. We tally what each carrier actually paid you over the tax year (net of chargebacks); you enter the amount on their 1099 and we flag any mismatch — mis-reported income to take up with the carrier and your accountant.
Now live. Medicare claws back the full advance when a member leaves in the first ~3 months — see what was already clawed back, who’s still inside the window, and which plans and producers churn early.
Now live. Project the next 12 months of Medicare renewal commission across your active book — the recurring income agencies value a book on — with anniversary seasonality and a per-plan breakdown.
Now live. Give each carrier a unique inbound address and forward their statement emails there — the attachment ingests automatically, routed to the right carrier by the address itself. Signed inbound only.
Now live (Enterprise). Turn a shortfall or chargeback into a tracked recovery item — assign it, work it open → in progress → recovered, and see outstanding vs. recovered totals at a glance.
Now live. Enter the carrier's stated total and we reconcile it against the line items we ingest, so a dropped or mis-parsed row is flagged the moment it happens.
Now live (Enterprise). Drop statements into a secure SFTP folder and they’re ingested automatically — mapped to carrier and period, swept every few minutes.
An in-app assistant that already answers plain-English questions about your book and how to use CommissionSight — extended to do the heavy lifting: map a new carrier statement from a sample, and draft your rate schedules from your own comp grids for you to review and approve. The two biggest setup chores, done for you.
A growing library of prevalidated carrier formats toward 300+, plus automated statement retrieval from carrier portals — on top of the config-driven engine that already onboards any carrier from a single sample.
Roll commission up to the employer group — per-employee-per-month at the group grain — above the per-member PMPM and graded schedules already supported, so group carriers reconcile the way they’re billed.
Match carrier statements against your eligibility and census data to catch members billed, dropped, or paid in error.
Granular roles within an account — view-only, uploader, billing, and admin — so teams can scope who does what.
Single sign-on with SAML 2.0 and OIDC, plus SCIM provisioning, through your own identity provider.
Formalize the controls already in place — per-account isolation, encryption, hashed secrets, and an audit trail — into a SOC 2 Type II examination, alongside a HIPAA-aligned program with BAAs for customers who need one.
Model your full upline/downline structure — FMO/IMO, GA/MGA, LOAs, and sub-agents — and split each policy’s commission through it, computed off the reconciled amount the carrier actually owes (not just what the statement says).
Track the override and residual commission you earn on your downline’s production — by level and percentage — reconciled against what the carrier actually paid.
Custom comp plans — per agent, per level, new business vs. renewal — so once we’ve reconciled what the carrier actually owes, you can distribute it accurately across agents, LOAs, downlines, GAs, and MGAs.
Give producers and managers real-time visibility into reconciled, owed-aware commission numbers — the same audited figures, sliced by person and team.
Handle agent-of-record changes and shared cases with per-policy split and reassignment rules, so mid-term transfers and split commissions compute correctly.
Generate clean per-producer pay statements from the split + override calculations, ready to hand to your team.
P&C commission rules as another config-driven lens alongside major-medical, Medicare, and ancillary.
Recurring emailed summaries — attrition, commission owed, and chargebacks — on a cadence you set.
Run CommissionSight inside your own infrastructure for organizations with strict data-residency needs.
First-class connectors for accounting/GL systems and AMS/CRM platforms on top of the existing API, SDK, and signed webhooks.
Have something you need that isn't here? Tell us — customer demand is how we prioritize.